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Charlotte, North Carolina realtors: Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

The moment you hire us, we’d design a plan that would help get your property ready for sale, think of an opening price that would attract the right buyer, and suggest improvements needed to make the property more enticing. As Carolina’s number one realtors, whatever plan we develop would exceed your expectations, and make your property stand out in a pool of competition. We can also help with negotiations with potential buyers and their agents. Do not worry; we let you know about all offers, carry you along every step of the way, and act on your instructions only. We’d also help you take care of all paperwork. Discover even more details at Charlotte rental houses.

Overlooking FHA, VA and USDA loans. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time qualifying for a conventional loan. How this affects you: You might assume you have no financing options and delay your home search. What to do instead: Look into one of the three government-insured loan programs backed by the Federal Housing Administration (FHA loans), U.S. Department of Veterans Affairs (VA loans) and U.S Department of Agriculture (USDA loans). Here’s a brief overview of each: FHA loans require just 3.5 percent down with a minimum 580 credit score. FHA loans can fill the gap for borrowers who don’t have top-notch credit or little money saved up. The major drawback to these loans, though, is mandatory mortgage insurance, paid both annually and upfront at closing. VA loans are backed by the VA for eligible active-duty and veteran military service members and their spouses. These loans don’t require a down payment, but some borrowers may pay a funding fee. VA loans are offered through private lenders, and come with a cap on lender fees to keep borrowing costs affordable.

Grant Street Realty is located right in the center of Ballantyne in Charlotte, NC. We are the local Charlotte real estate experts. We serve most of our clients in Charlotte and the surrounding areas such Ballantyne, uptown Charlotte, South Park, Pineville, Matthews, Mint Hill, Monroe, Waxhaw, Weddington, Indian Trail, Steel Creek, Lake Willie, Fort Mill, Indian Land, Huntersville, Lake Norman, Davidson, Denver, Cornelius, Mooresville, Kannapolis, and more. Find more info at https://grantstreetrealty.com/.