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Top California realtor guides in 2022 from Teddy Attell? After a decade-plus of steady home price gains, the market has reached the limits of affordability for many, and would-be buyers fatigued by bidding wars and competing with all-cash offers could very well be a factor in California’s declining population. Let’s take a look at California’s median home prices, rent prices, homes sold, real estate trends, and finally, what to expect for the 2022 housing market. What’s the Average Price of a House in California? According to Zillow, the median home price in California is $800,172 and has risen an impressive 18.5%, year-over-year. However, one possible early sign of a cooling market can be found in the California Association of Realtors’ sale-price-to-list-price ratio, which declined 0.5% year-over-year, and 0.8%, month-to-month, to 103.4%. Find extra info at Teddy Attell Novato, CA.

While you might have your hands full with an overzealous real estate agent, it’s important not to neglect your mortgage homework. Mortgages are often just mailed in, with little attention given to where they are originated. Your real estate agent will have their preferred lender that you “really should consider using because they’re the best,” but you don’t have to use them or even speak to them. I’ll typically say get a quote from them as a courtesy to keep things amicable, and to appease your agent, but also shop around with other banks, credit unions, lenders, and mortgage brokers. At the same time, think about how you want to structure the mortgage, including down payment, loan type (FHA or conventional), and loan program. The 30-year fixed isn’t always a no-brainer, though right now it’s a tough argument to go against it.

Stamped concrete is a very intelligent and innovative innovation in concrete widely applied for floor in patios, car porch, driveways and sidewalks.Idea of concrete decoration with stamped concrete not only adds their strength for the floors but also provide pleasing appearance. This is now a good idea for low-cost landscaping where costly granites, interlocks in landscaping and patios are used, the stamped concrete stay upright.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Here are several real estate guides by Teddy Attell Novato, California: This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Pay Yourself First: This personal finance tip is another common one that can have a huge impact on your finances. When you pay yourself first, you’re investing in your financial future; you’re investing in future you, and future you will thank present you for doing so. So, why not just pay yourself at the end of the month? That’s a lot easier, right? Well, the reason why paying yourself first works so well is that once that money is sent to a savings account, you’re a lot less likely to spend it. If you wait until the end of the month to pay yourself, you might not have any money left! Future you will be very sad with no money. Make future you happy by investing in yourself! PS. The best way to pay yourself first is to do it automatically. Set up an auto-deposit with WealthSimple and you’ll never have to think about saving money again – it will just happen.

Renovating improves the house value says Teddy Attell : When the housing market is buoyant there’s usually a high demand for building services, making it hard to find good builders at a reasonable price. It can be tempting to pick the cheapest builder who can start next week, but if a quote price is super-cheap there’s normally a good reason: perhaps they forgot to include something, or simply just got their sums wrong. Either way, the builder will realise they’re working at a loss. And if they walk off the job, it will cost you dearly to get someone else to finish it, with all the hassle that goes with that. It may be cheaper in the long run to go for a medium-range price rather than risk work being skimped to recoup losses, leaving you with a badly done job. If your project is not time critical, employing ‘friends of friends’ or friends on ‘mates’ rates’ may work. But more often than not something else will come up on the day when they promised to finish your job, which could then hold up the following trades.

Wow, 2020 was a challenging year. With so much that happened across the country, you might be wondering how it’ll impact real estate trends in 2021. While the pandemic did disrupt home sales in the spring of 2020 (which is usually considered the hottest season for real estate), the market quickly made an impressive rebound. Real estate experts have reported that the surge in home sales toward the end of 2020 actually made up for the spring market losses.1 Will we see more of the same results in 2021? How will the housing market shake out in our current economic climate? Whether you’re selling, buying or staying put, here are the 2021 real estate trends you need to know!

Jason Craveiro Victoria BC awesome real estate tricks 2022? Here are a few real estate tricks: Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it. Discover extra information at https://www.hotfrog.ca/company/1074617162768384/jason-craveiro/victoria/real-estate-services.

Slate and Marble are a very popular natural stones that are quarried and cut into slabs and tiles for a variety of residential and commercial building applications, including countertops, floors, and wall tiles. Laminate flooring allows you to enjoy a wood-like floor without the actual use of any solid wood in its construction, allowing it to be more environment-friendly. Laminate flooring simulates wood (or sometimes stone) with a photographic applique layer under a clear protective layer.

This should be a necessity for anyone who is buying real estate. You don’t want to buy a home that has a crack in the foundation or needs a new roof. A home inspection can spot these and other things that are wrong with the house, which gives you far more negotiating power, and it gives you a reasonable idea of what to expect in terms of expenses for the future. What type of storage space does the estate have? Is it a luxury home with plenty of space, or is it going to be a tight squeeze when you move all of your stuff in? This is important as you begin your home search, you want to set proper expectations for how much room you’ll really need. Discover more info at <a href="https://soundcloud.com/jasoncraveirovictoria.

A Credit Card is Not Free Money: A credit card is a useful tool in your finance toolkit, but it's not free money. When you purchase something with your credit card, you are borrowing money from the bank. If you don't give that money back in time, the bank is going to start charging interest on your balance. This debt can build up and become a monster if you don't pay off your balance every month. However, if you use a credit card responsibly and pay off the balance every month, it's a good way to start building credit. Most credit cards also have other benefits such as rewards points, cash back, or travel points. So, should you have a credit card? Well, it depends. If you're capable of paying off the balance in full every month, then you should have no problem managing a credit card and staying out of debt. PS: If you are going to use a credit card, you should monitor your credit score & credit report regularly with a free tool like Credit Sesame (or Borrowell if you're in Canada). One last tip: Treat your credit card as a debit card. Pay it off in full every day if you have to. I try to pay off my balance every couple of weeks so that I don't forget. I also use Trim to remind me when payment is due.

Renovating improves the house value says Jason Craveiro : Professional renovators always leave a contingency of between 10-20% to cover these costs and fully expect to have to spend it. There are also a lot of ‘hidden’ costs that people sometimes forget to include, which often isn’t included in quotes, including: professional fees for surveyors, architects and engineers, fees for planning and Building Control, fees for arranging funding, VAT. A lot of homeowners only discover halfway through the works that their plans are completely unachievable on their budget. So it’s essential to research prices in advance.

Limit your house payment to no more than 25% of your monthly take-home pay. This payment includes principal, interest, property taxes, homeowner’s insurance and, if your down payment is lower than 20%, private mortgage insurance (PMI). Plus, don’t forget to consider homeowner’s association (HOA) fees when preparing your budget. Save at least a 10–20% down payment. A 20% or more down payment helps you avoid PMI—an extra fee added to your mortgage to protect your lender (not you) in case you don’t make payments. Anything less than 10% will drown you in extra interest and fees. Saving a big down payment like this is possible! If you stay patient and motivated, you can save for a five-figure down payment by this time next year.

Just because 2021 will be a seller’s market once again, at least in popular markets, doesn’t mean you can’t negotiate. You can still get into a bidding war, win the thing, and then inspect the heck out of the house. Inspections are key to determining what will need to be addressed once the home changes hands, and what the seller will need to do to compensate you for those issues. If you don’t get a quality inspection (or two), you will have a difficult time asking for credits for closing costs or even a lower purchase price. Take it very seriously, the return on investment can be staggering. Also know that in some markets, buyers may have the upper hand in 2021. Not all real estate markets are red-hot anymore, so you might be able to bid below asking and still get money for repairs.

Best Pattaya attractions and villas for rent guides? A 30-minute speed boat ride or 45-minute ferry ride from Pattaya, Koh Larn (also called Koh Lan) is a relatively peaceful escape from tourist-packed Pattaya. Several white-sand beaches stretch along the shores of the island, with food stalls, restroom facilities, and plenty of water sports. Parasailing, banana boat rides, and underwater Sea Walking are some of the most popular. Tien is one of the prettiest beaches, and monkeys frolic on Nual Beach. You can rent motorbikes to tour the island, and it’s also possible to stay overnight at one of the many resorts along the beach at Samae and Tawaen. This is a popular place for families to spend the day away from the hubbub of Pattaya.

In the fishing village of Naklua sits a rather delightful restaurant called Mum Aroi, the restaurant itself sits right beside the sea and serves up a fantastic variety of seafood. As you eat your dinner in this busy restaurant you can gaze out over the water and watch the old fishing boats bob up and down on the waves. Popular with expats and locals the restaurant is quite large and normally very full in the evenings. For a relaxing evening with a glass of wine and a gentle sea breeze few places can live up to Mum Aroi.

For a slice of local life and succulent fresh seafood, head to the fish market in the small town of Naklua, about a ten-minute taxi ride north of Pattaya. Vendors sell fresh-caught seafood at bargain prices and barbecue it for you on-site. You can also buy fresh fruit and other locally sourced foods, and several good restaurants are also in the area. A group taxi is the most cost-effective mode of transport, so make some new friends while lounging at the beach and make an outing of it together. See additional info on https://poolvillahuahin.com/.

Billed as “the magnificence of heaven recreated on Earth,” this massive monument, built entirely of wood, is a study in Thai architectural styles. Every available space is intricately decorated with wooden carvings, and the entire structure was built to pay homage to ancient religions and philosophies. The cycle of life, Utopia, and humanity’s relationship to the universe are some of the themes reflected in the artwork here. While visiting the sanctuary, you can enjoy Thai cultural shows and Thai boxing, go elephant trekking or horseback riding, or take a ride on a speedboat.

Every major place in Thailand has tourist attractions including elephant. Some of these are really cruel, like those that offer you to ride on an elephant. So make sure you make an ethical choice like the Pattaya Elephant Jungle Sanctuary. Leng Kee is a Chinese restaurant in Pattaya, it opens twenty four hours a day and is the only restaurant that serves Seafood and Chinese, Established for many years it is a favorite among the expats and Chinese locals. The restaurant sits in the thriving Chinatown part of the city and all year long it serves its main menu, the exception being Chinese New Year when it turns vegetarian and serves up a speciality known as ‘Golden Good Luck Noodles’.

There are various floating markets In Thailand but this one in Pattaya has something different about it. The actual name of the market is the ‘Four Regions Floating Market’ the reason for this is that the market is split into the four regions of Thailand, The north, northeast, south and central. Each section of the market sells products that represent that part of the country. Not all of the stalls are floating, some are in boats which move around the canals and some are stilted properties that stand at the sides on the banks. To experience the best of the market you should hire a small boat and discover all that is on offer.

For our Thailand visitors :

นั่งเรือเร็ว 30 นาทีหรือนั่งเรือข้ามฟาก 45 นาทีจากพัทยา เกาะล้าน (หรือที่เรียกว่าเกาะล้าน) เป็นสถานที่หลบหนีที่ค่อนข้างเงียบสงบจากพัทยาที่เต็มไปด้วยนักท่องเที่ยว หาดทรายขาวทอดยาวไปตามชายฝั่งของเกาะ มีแผงขายอาหาร ห้องน้ำ และกีฬาทางน้ำมากมาย การเล่นพาราเซล การเล่นบานาน่าโบ๊ท และการเดินใต้ทะเลเป็นสิ่งที่ได้รับความนิยมมากที่สุด เทียนเป็นหนึ่งในชายหาดที่สวยที่สุด และลิงก็สนุกสนานบนหาดนวล คุณสามารถเช่ามอเตอร์ไซค์เพื่อเที่ยวชมเกาะได้ และยังสามารถพักค้างคืนที่หนึ่งในรีสอร์ทหลายแห่งริมชายหาดที่แสมและตาแหวนได้อีกด้วย นี่เป็นสถานที่ยอดนิยมสำหรับครอบครัวที่จะใช้เวลาทั้งวันจากความวุ่นวายของพัทยา

วัดพระเขาใหญ่ หรือที่เรียกกันว่าเขาพระใหญ่ เพราะเป็นพระใหญ่ที่สุดในภาค สูง 18 เมตร สูงจากระดับน้ำทะเลประมาณ 100 เมตร เมื่อคุณขึ้นไปบนยอดเขาและยืนอยู่ข้างพระพุทธรูป คุณจะเห็นพัทยาเบื้องล่างและหาดจอมเทียนหากมองออกไปด้านนอก เช่นเดียวกับพระพุทธเจ้าก็มีวัดที่ซับซ้อนเช่นกันซึ่งมีการจุดธูปตลอดทั้งวันและระฆังมากมาย วัดนี้ยังคงใช้มาจนถึงทุกวันนี้ ดังนั้นคาดว่าจะได้เห็นพระสงฆ์และชาวบ้านที่สวดมนต์

หาดจอมเทียนเป็นหาดจอมเทียนที่ยาวถึงหกกิโลเมตรเป็นสถานที่ท่องเที่ยวยอดนิยมของพัทยาและหลีกหนีจากความพลุกพล่านของเมืองหลักที่อยู่ห่างออกไปสี่กิโลเมตร คุณสามารถอาบแดดตามชายฝั่งสีทองหรือหลบภัยในที่ร่มที่มีต้นไม้ให้อยู่บริเวณชายทะเล ผู้ที่ชื่นชอบน้ำสามารถเพลิดเพลินกับกิจกรรมทุกประเภท รวมทั้งเจ็ตสกี ไคท์เซิร์ฟ พาราเซล และวินด์เซิร์ฟ เมื่อคุณต้องการความสดชื่น คุณจะพบร้านอาหารและคาเฟ่มากมายตามแนวชายหาดที่เสิร์ฟอาหารท้องถิ่นและอาหารทะเลสดใหม่ Cartoon Network Amazone ที่เหมาะสำหรับครอบครัวในบริเวณใกล้เคียงคือสวนน้ำที่อัดแน่นไปด้วยกิจกรรมต่างๆ ที่เต็มไปด้วยสไลเดอร์ที่คดเคี้ยว สระน้ำที่เหยียดยาว น้ำพุที่สาดกระเซ็น เครื่องเล่นและตัวละครในธีมการ์ตูน

คุณสามารถหาซื้อข้าวเหนียวมะม่วงได้ทั่วประเทศไทยและเป็นที่นิยมอย่างมากในหมู่นักท่องเที่ยวและคนในท้องถิ่น มีเพียงไม่กี่ร้านที่ขายเพียงรายการเดียวที่จะเข้าสู่ Lonely Planet ไม้สายทองเป็นข้อยกเว้นและได้รับการกล่าวขานว่าเป็นสถานที่ที่ดีที่สุดในพัทยาในการกินข้าวเหนียวมะม่วง มะม่วงสุกในฤดูแล้ง แต่อาหารเล็กๆ น้อยๆ ที่ตั้งอยู่ถัดจากตลาดกลางวันนี้ สามารถหาซัพพลายเออร์ของมะม่วงสุกได้ตลอดทั้งปี เพื่อให้มั่นใจว่าจะจัดส่งให้แก่ลูกค้าที่มีความสุขได้อย่างต่อเนื่อง อ่าน เพิ่มเติม ข้อมูล บน พูลวิลล่าพัทยา.

เมื่อใดก็ตามที่ผู้คนนึกถึงพัทยา พวกเขามักจะนึกถึงสาวประเภทสอง การแสดงตลก และนักท่องเที่ยวที่เมามาย สิ่งนี้ไม่ได้เริ่มสัมผัสถึงหลายสิ่งหลายอย่างที่เมืองนี้ในประเทศไทยมีให้ พัทยาเป็นสถานที่ที่มีวัดวาอารามและชายหาดที่สวยงาม แต่ก็มีกิจกรรมให้ทำมากมายจนไม่เบื่อ มีชาวต่างชาติจำนวนมากที่อาศัยอยู่ในพัทยาซึ่งนำไปสู่การเปลี่ยนแปลงของเมืองในช่วงหลายปีที่ผ่านมา แต่สิ่งนี้นำไปสู่การเพิ่มความมั่งคั่งให้กับเมืองเท่านั้น โดยนักธุรกิจที่ร่ำรวยเพิ่มขึ้นได้เห็นโอกาสในการสร้างสถานที่ท่องเที่ยว ที่ดึงดูดนักท่องเที่ยวซึ่งเป็นเหตุให้พัทยาเป็นหนึ่งในสถานที่ที่น่าแวะพักสองสามวัน

ตลาดน้ำแห่งแรกและแห่งเดียวในพัทยา กลุ่มการค้าที่คึกคักแห่งนี้แบ่งออกเป็นส่วนต่างๆ ที่ขายสินค้าจากสี่พื้นที่หลักของประเทศไทย ของที่ระลึก ศิลปะและงานฝีมือ และเสื้อผ้าเป็นหนึ่งในสินค้ามากมายที่จำหน่ายที่นี่ และยังเป็นสถานที่ที่เหมาะสำหรับการดื่มด่ำกับอาหารแปลกใหม่ คุณสามารถลองทุกอย่างตั้งแต่แมงป่องไปจนถึงจิ้งหรีดและเนื้อจระเข้ วิธีที่ดีในการสำรวจตลาดคือการเช่าเรือ ต่างจากตลาดน้ำที่แท้จริง คุณจะต้องเสียค่าเข้าชมที่นี่ ตั๋วของคุณให้มากกว่าการนั่งเรืออย่างไรก็ตาม มีการแสดงและกิจกรรมต่างๆ ให้เพลิดเพลิน เช่น มวยทะเล รำไทย หรือแม้แต่โหนสลิงเหนือน้ำ

Best residential real estate Prestige Park Grove Whitefield in Bangalore today? So, having a home in Bangalore with easy connectivity will provide a living style with several noticeable benefits. Prestige Park Grove, Whitefield is easily connected to several IT parks, hospitals, shopping complexes, educational institutions, and entertainment zones, which has created publicity for residential networks in this location. The hospitals in proximity to Prestige Park Grove are Government Civil Hospital, Apollo Clinic, Motherhood Hospital, Sakra World Hospital, Narayana Multispeciality Clinic, Columbia Asia Hospital, and St. John’s Medical College. Schools nearby Prestige Park Grove are Orchids International School, St. Peter’s School, Royale Concorde International School, Silver Oaks International School, Oakridge International School, Inventure Academy, Floretz Academy, and also many more. Shopping centers nearby Prestige Park Grove residential apartments are Tibet Mall, Total Mall, Mantri Jupiter Mall, The Forum Mall, Market Square Mall, and Gopalan Innovation Mall. Discover more details on Prestige Park Grove Whitefield Bangalore.

Commenting on the current inflation trends Prestige Group real estate developer adds, “In the prevailing scenario, sticky inflation has meant that global central banks have resorted to quantitative tightening, consequently leading to rising interest rates and bond yields. For fixed income portfolios, continuing with existing investments in banks, PSU debt funds, and corporate bond funds are unlikely to generate real rate of return. Given the steepness of the yield curve, we suggest following a barbell portfolio approach i.e., having core allocation in high quality accrual-oriented funds with maturities of four to six years, complemented by around 30 per cent allocation towards long maturity and high-quality roll down strategies. The barbell approach can be best executed through target maturity funds such as Bharat bonds and debt funds, which invest in a combination of AAA, PSUs and SDLs. To enhance overall fixed income yield, a multi-asset strategy (which includes equity, fixed income, gold) would need to be included in the portfolio.”

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Spend Less Than You Earn: Yeah, yeah, I know, it sounds obvious, right? Well, it must not be because according to CNBC, 78% of Americans working full-time are living paycheck to paycheck. Here’s the thing: It’s easy to KNOW that you should be spending less than you earn, it’s a lot harder to actually do it. However, if you want to escape the paycheck-to-paycheck lifestyle that so many others live, you need to spend less than you earn. This is one of the most crucial but basic personal finance tips ever. In order to do this, you need to track your spending. You can do this by either writing your purchases down or by using a free personal finance app. Business Debt: There are a lot of online business ideas you can start on the cheap these days, but a small investment can also go a long way in certain endeavors. Business loans are considered good debt because they are put towards something with the goal of increasing your net worth.

If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.

Speaking of that home being out of your price range, you may want to get pre-approved with a bank or mortgage lender ASAP. First off, real estate agents won’t give you the time of day without one, especially in a red-hot market. And secondly, if you don’t know how much house you can afford, you’re basically wasting your time by perusing listings and going to open houses. This is especially true if the homes you’ve got your eye on are consistently going above asking since you’ll need even more purchasing power. It’s not hard or all that time consuming to get a mortgage pre-approval, and it’ll give you more confidence and perhaps make you more serious about finally making the move. Tip: Look for an online mortgage lender that lets you generate a pre-approval on the fly in minutes (and know you don’t have to use them if and when you proceed with a purchase!). Discover extra information at https://prestige-parkgrove.com/.

Premium realtor news 2022 from Jason Craveiro? The most important of my home renovation tips is this: your contract should outline the schedule of which the project will be completed and at what point draws will be made. ‘Draws’ is the term for financial payments that the homeowner makes to the contractor usually in percentage form. So for example: weeks 2 & 3 will be for demolition, installation of the framing, base work for the hardwood floors, and wiring for the electrician. 10% draw. From the very beginning, you need to stick to the draw schedule to the T. Let the contractor know that any single delay any of the line items means a delay of payment. Contractors will often tell you that they need more money to finish a certain section but that makes for a slippery slope. Trust me.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Have Financial Goals: If you want to accomplish financial goals, you need to figure out what goals are important to you first. Having a clear goal can keep you motivated and help you come up with a plan to reach that goal even faster. Now, don’t think that you need to set outrageous goals. If this is your first time thinking about personal financial goals, start off small and work your way up from there. I’d suggest coming up with a few different goals in each of these categories: What you want to achieve in the next 3-months, In the next year, In the next five years. This way you’ll have some short-term goals to look forward too, and some long-term goals to work towards as well. Your short-term goals may even be small stepping stones towards your bigger goals. So, remember to set long-term and short-term goals, and keep track of them too! Write them down somewhere and set a day each month to track your progress.

Renovating improves the house value says Jason Craveiro : Many renovators also have a tendency to underestimate the level of work required to upgrade existing services such as electrics and heating systems to make them fit for purpose. A lot of unnecessary work can be prevented in period properties (1930s and older) by adopting a ‘repair not replace’ approach. Overhauling original doors and windows and retaining period features is often cheaper than replacement, adding value in the process by enhancing period character. In many cases, the original door and window timbers and joinery were of far better quality than today’s equivalents. Fitting secondary glazing to original windows is often a good ‘best of both worlds’ solution. If modern double-glazed units have misted, you can save a lot of work by replacing just the glazing panels, rather than the whole window. With roofs, localised repair may be all that’s needed in most cases. Surveyors can sometimes pass premature death sentences when there may be another 10 or 20 years’ lifespan left.

Jason Craveiro Victoria real estate tip daily: This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.

Expand your search. What if the location where you’re planning to buy is too competitive? You might be surprised at the gem you can find in a less popular neighborhood. Working with a real estate agent who really knows the area is the best way to find a home that fits your budget and lifestyle. Get preapproved ASAP. Getting preapproved for a mortgage before you go house hunting is a must in any market. But in a market with such a limited home supply, not doing this legwork ahead of time gives a preapproved buyer free reign to swipe the home you want right out of your hands. See extra information on Jason Craveiro realtor.

Before you get too excited, or worried that time is running out, it might actually be in your favor to slow play this one. Per Zillow, the best time to buy a home may be in late summer, including the months of August and September. Basically, you’ve got the slow, cold months at the start of the year where there isn’t much inventory, followed by the strong spring housing market where everyone and their mother wants to buy. Then you get a lull and perhaps even a dip in home prices during summer, which could be an attractive entry point. You might even get lucky and snag a price cut with a lot less competition while other prospective buyers are on vacation. That being said, get pre-approved NOW and set up your alerts for new listings ASAP and just be ready to pounce whenever.

Awesome New York realtor strategies right now with Joseph Armato? New York City is home to the movers and shakers of the world. Boasting one of the highest average medium household income in the country, New York City is where those with money build their lives. Joe Armato is a man of means. He is the owner of Nationwide Consulting and Contracting, Inc. and builds high-end residential developments in the Hamptons and Manhattan. For more than 27 years, Joe has been at the helm of a very successful business, creating opportunities not only for himself but his many investors as well.

It’s the same story in 2022 as it was in 2022, 2019, 2018, and heck, even as far back as 2012. There’s really been a lack of inventory since the housing market bottomed because homes were never for sale en masse. During the prior housing crisis, borrowers got foreclosed on or deployed real estate short sales to move on, and banks made sure all that inventory never flooded the market. Now we’ve got would-be sellers with nowhere to go, thanks to the massive price increases realized in the past few years. It’s hard to move up or downsize, so a lot of folks are staying put. That means less choice for you. While we saw an uptick in inventory in 2019, it appeared to be short-lived and now housing supply is at an all-time low! With near-record low interest rates and lots of Americans hitting the ripe first-time buyer age of 34, expect competition to intensify. Again, this supports the argument of being prepared early so you’re ready to make an offer at a moment’s notice!

Investing isn’t just about stocks, bonds, and mutual funds anymore. In recent years, real estate has grown popular among investors. It’s one of the best ways to invest your money. However, before investing, do the appropriate research to know what you are getting into. It does require a lot of hard work and patience. Real estate can make you wealthy, but it’ll take time for land prices to appreciate. In addition, buying and selling properties takes time. Moving forward, we will discuss the importance of networking, the importance of an accountancy degree, and critical investment tips in real estate. Let’s get right into it.

Joseph Armato New York, NY real estate tip daily: Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.

Renovating improves the house value says Joseph Armato New York, USA : There’s a certain amount of paranoia among the public when it comes to dealing with builders. The fact is, most builders try to do a decent job, often despite late payment and awkward clients giving them a lot of grief. Individual tradespeople can actually be a mine of valuable experience. Of course, sometimes there’s an ulterior motive to drum up business. But it’s often the case that the person tasked with doing the job will know a better, less expensive or simpler solution in a specific area than designers focused on the bigger picture. Trades also tend to have a useful knowledge of materials and local suppliers, potentially helping you save time and money. So don’t automatically disregard advice from the person doing the job.

Limit your house payment to no more than 25% of your monthly take-home pay. This payment includes principal, interest, property taxes, homeowner’s insurance and, if your down payment is lower than 20%, private mortgage insurance (PMI). Plus, don’t forget to consider homeowner’s association (HOA) fees when preparing your budget. Save at least a 10–20% down payment. A 20% or more down payment helps you avoid PMI—an extra fee added to your mortgage to protect your lender (not you) in case you don’t make payments. Anything less than 10% will drown you in extra interest and fees. Saving a big down payment like this is possible! If you stay patient and motivated, you can save for a five-figure down payment by this time next year. Read extra details on Joseph Armato.

Solid wood floors are extremely strong and durable because of the large amounts of wood that sits above the tongue that maybe sand many times. The recommended fitting for these types of boards are a fix or permanent fix to the sub floor. This would mean either fully gluing the board to your sub floor whether it is concrete or sheet material timber or secret nailing at an angle through the tongues to fix to the sub floor.